Student Loan Forgiveness & Student Loan Consolidation

Student Loan Debt has surpassed 1 TRILLION dollars and the average college graduate has over $26,000 in student loan debt at graduation. Put a cap on your educational expense. Consolidate Your Student Loans into One Low Monthly Payment. A New Government Program Could Reduce Your Student Loan Payments, via Student Loan Forgiveness or Student Loan Consolidation programs. We can help you save thousands of dollars! Simply fill out our quick and easy application form and get the results in just a few minutes. One of our student debt experts are standing by to help you start this amazing program!

Struggling To Make Your Student Loan Payments?

Are you having concerns that you won't be able to (provide) for yourself or your family? Are you having trouble paying the minimum payments due on your outstanding student-loans each month? Maybe your credit cards are maxed out and you're struggling to pay the rent or mortgage? Does it feel like your drowning in financial stress with no way out? Unfortunately, if you are considering bankruptcy, outstanding student loan debts are rarely included in bankruptcy judgement. It is very difficult to meet the minimum qualifications for financial hardships in court, so much so, that less than 1% of all outstanding student loan debt is wiped out by bankruptcy courts.

Student Loan Consultants - Skilled Planning & Preparation

So if you can't meet the minimum payments on your student-loans, what is the answer? Fortunately your Student Loan Advocates have the answer and offer tailored solutions to help you get back on track with your personal finances, spend more time with your friends and family and stop worrying about the threat of wage-garnishments and default. We care about you and understand how important it is to be free from the shackles of large student loan debt. With over 20 years experience, our Student Loan Counselors can help you lower your monthly out-of-pocket expense and help you plan a more stable financial future. Best of all, we do all of the work and analysis for you! Imagine, cutting your payments in half or more*. How would it feel to know that you are no longer weighed down by your massive student loan debt?

Call for your FREE Student Loan Consultation with our experts today at 855-757-3007. There is nothing to lose and everything to gain. Start your new financial future today, with Student Loan Forgiveness or Student Loan Consolidation.

Student Loan Forgiveness Act

Many graduates from college and professional programs start their careers overburdened with debt. The prospect of paying off their student loans is daunting and may even seem impossible. If you are weighed down with student loan debt, you need to be aware of the New College Cost Reduction and Access Act which gives new hope for student loan reduction or forgiveness.

The Act is designed to increase purchasing power, strengthen economic recovery, and restore fairness in financing higher education in the United States through student loan forgiveness, caps on interest rates on Federal student loans, and refinancing opportunities for private borrowers, and for other purposes.

Depending on the type of loan you have, there are plans available that may eliminate a large portion or even all of your debt. Different careers have different requirements for loan forgiveness. Here are just a few options that may be available to you.

Student Loan Consolidation

Student loan consolidation is the act of taking existing students loans, either private or federal, and combining them into a new loan. The new loan is typically taken out at a lower interest rate as the previous loans, which makes the monthly payments lower.

In addition to lower monthly payments, individuals with multiple student loans from various sources will be able to combine all the loans into one loan. This helps to simplify monthly payments as there is only one payment to be made instead of having to make multiple payments to various lenders.

Private Student Loan Consolidation

Lenders and other financial institutions are capable of consolidating public and private student loan debt for borrowers. Finding the right lender or program can be a daunting task requiring hours of research. We make the process of finding a consolidation partner fast.

Federal Student Loan Consolidation

The U.S. Department of Education is the lender for all federal direct consolidation loans. The agency doesn’t require a minimum amount of debt to qualify. Typically, the minimum consolidated payment is about half the current monthly obligation.

Student Loan Forgiveness

Depending on the type of loan you have, there are plans available that may eliminate a large portion or even all of your debt. Different careers have different requirements for loan forgiveness. Here are just a few options that may be available to you.

What is Student Loan Consolidation?

College graduates who are forced to make high monthly payments on their existing student loan debt may be able get some relief from those high payments. Student loan consolidation offers college graduates a chance to lower the monthly payments of both federal and private student loans.